Discover your Money Personality Type

The psychology-based assessment that reveals why you make the money decisions you do

Stop fighting your nature. Start working with it.

You’re not bad with money. You’re just following advice meant for someone else.

You've read the articles. You know you should save 20%, invest in index funds, and cut unnecessary expenses. The advice makes perfect sense.

So why do you keep making the same money mistakes?

Here's the truth: Your money decisions aren't made by a robot following a spreadsheet. They're made by a human brain shaped by decades of experiences, emotions, and beliefs you inherited from your family.

Traditional financial advice treats everyone the same. But your psychology is unique.

The problem with one-size-fits all financial advice

As a Certified Financial Planner, I spent years giving everyone the same recommendations:

  • Build an emergency fund

  • Maximize your 401(k)

  • Invest in diversified index funds

  • Pay off high-interest debt

I watched smart, motivated people struggle to follow through. Not because they lacked knowledge or willpower, but because the advice didn't match their psychology.

Some people are naturally generous and need different strategies than natural savers. Some crave security while others need freedom. Some are motivated by family legacy while others focus on personal goals.

We don't have a financial advice problem. We have a financial psychology problem.

Introducing: Your Money Psychology Type

What is this? A comprehensive, research-backed assessment that reveals your unique financial personality across four key psychological dimensions:

The 4 Dimensions of Money Psychology

💭 Money Mindset: Do you see the world through scarcity or abundance?

🎯 Risk Approach: Do you prioritize security or freedom?

👥 Decision Style: Are you individual-focused or community-oriented?

⏰ Time Focus: Are you present-focused or future-focused?

Your combination of these four factors creates your unique Money Psychology Type - one of 16 distinct personalities, each requiring completely different financial strategies.

What you'll discover

Your four-letter money personality type

Like ASIF (Abundance-Security-Individual-Future) or SCFP (Scarcity-Community-Freedom-Present), your type explains why certain financial strategies feel natural while others feel impossible.

A detailed personality profile

  • Your financial strengths and natural abilities

  • Your psychological blind spots and potential pitfalls

  • The deeper psychology behind your money patterns

  • Why some advice resonates while other "expert" recommendations feel wrong

Personalized strategies that actually work

  • Spending: Approaches that honor your psychology instead of fighting it

  • Saving: Methods that feel sustainable, not restrictive

  • Investing: Strategies aligned with your risk tolerance and time horizon

  • Wealth Building: Long-term approaches that match your natural tendencies

  • Action plan: Specific weekly, monthly, quarterly, and yearly action items tailored to your type

Bonus tools for ongoing growth

  • Money Mindset Journal Prompts for deeper self-understanding

  • Financial Decision Framework to use before any money choice

  • Quarterly Check-In Guides to track your evolution

Why this assessment is different

Unlike generic "spender vs. saver" quizzes, this assessment is:

Research-Based: Built on behavioral economics, financial therapy research, and insights from working with hundreds of individuals

Comprehensive: 35 carefully crafted questions that reveal deep psychological patterns

Actionable: Provides specific strategies, not just personality descriptions

Professional: Created by a Certified Financial Planner with expertise in both finance and psychology

Practical: Includes tools you can use immediately to improve your financial decision-making

About me

Hanna Horvath, CFP®

I'm a Certified Financial Planner who got tired of watching smart people make the same money mistakes over and over again — despite having access to all the "right" financial advice.

Through my newsletter "Your Brain on Money" and conversations with thousands of people about their finances, I've learned that you shouldn't have to change your personality to build wealth. You should understand your psychology and work with it.

This assessment helps you do exactly that.

Ready to discover your money psychology?

Stop fighting your natural tendencies. Start working with them.

The assessment takes about 10 minutes to complete, and your results are immediately available as a comprehensive PDF guide.

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